Ruth Joel Capital is a private origination and advisory firm based in Tulsa, Oklahoma. We work in close partnership with a local family office to source and structure private lending—and occasional equity—opportunities that align with their investment objectives.

Our focus is practical: we look for collateral-backed loans with clear paths to repayment. We evaluate opportunities across the U.S., prioritizing situations where flexibility and speed can solve problems that traditional bank financing cannot.

Our approach is straightforward and relational. We exercise judgment early to respect your time, move efficiently when there’s alignment, and view every deal as a chance to build a long-term relationship. We engage only where the fundamentals are sound and the fit is right.